KOVER
One subscription. Total protection.
KOVER uses AI to understand your insurance, protection, health and financial situation — and continuously optimizes your protection throughout your life.
Not an insurance carrier. KOVER is an AI copilot that sits above insurers.
Protection Score
Above the 65 average for your profile.
From fragmented to unified
Five products. One membership.
KOVER Membership
Total Protection
A different operating model.
KOVER sits above insurers and financial institutions. We work for you, not for them.
AI Copilot
Ask anything. Get personalized, educational guidance on every protection decision.
Continuous optimization
We monitor markets, your life events and your policies — and act before you lose money.
Personal giveback
Unused protection value is redirected to your savings, retirement or chosen charity.
Find out how protected you really are.
It takes 3 minutes. We'll show you your Protection Score, the gaps, and where you're overpaying — for free.
Generate My Protection Score